Anyone actually in professional game development would die laughing if they saw these two statements together.
Unless you're working for free and have someone else paying for things like food and power, it absolutely takes money to program a game, especially if it's going to "play like Madden". By time one guy makes something up to Madden's level, the Xbox One will be obsolete.
And, that's not even the biggest expense. Programmers can't make something that "looks like Madden". You need artists for that. With computers and software. All of which costs money. Plus, the artists themselves. Graphics at that level are thousands of man-hours of effort.
People need to set expectations to something realistic, because it's flagrantly obvious that almost nobody in here is a programmer or knows a bloody thing about game development. This will look and play like an indie game. And you know what? That's fine. That means they don't need to sell a million units for it to be a successful project.